Tom talks about the Social Security reform debate, poorly marked state highways, podcasters begging for money, and plays music of Akido. The links for today's show are:

DaveRamsey.Com Social Security reform calculator http://www.daveramsey.com/etc/social_security/ -- calculate how much you would have with only 4% going into the government's "C" fund. This is what the calculator calculated for me:

By investing 4% of the 12.4% you already pay into social security in privatized account, you should have approximately $69,254.04 available to you at retirement in addition to a smaller traditional social security benefit.Privatizing Your Retirement Breakdowm

Your max privatized account contribution per year is 4% of your annual income - $133.33 per month for a total annual contribution of $1,600.00.

Invested over 16 years from age 49 to age 65.

Your monthly draw after retirement will be approximately $461.12. This draw accounts for an inflation rate of 3%.

This plan should leave your privatized retirement nest egg, $69,254.04, untouched to pass along as inheritance for your family.

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Finally, send your pod-safe non-RIAA music download recommendation links

Be safe!

TOM

  ¶ 11:29 AM